Whenever we think of making money we think of investment. Investments originated among the community of Jewish traders in the 11th century. It spread throughout Europe by the mid-13th century with the Venetian traders who traded in government securities. The stock exchanges that have almost become the life line of both the developed and the developing economies now, started in the 17th century Amsterdam.

There are some risks that you have to take in order to gain. But they are calculated risks. So, before you invest your money, talk to an expert financial adviser or a stock broker. Investments are all subject to market risks. So, if you are not very sure about investments, then you should invest in government bonds so that you gain at the rates that the government is offering and your money will be protected from the risks of the market.

There are several kinds on investments that you can choose from. Discussed below are some of them.

Stocks and Bonds

This is one of the first options that come into our minds when we hear the word “investment”. You can buy company stocks and the gains that the company makes will transform into gains for you. You should take the help and advice of a brokerage firm to help you with this matter. They will be able to guide you about buying and selling them.

Mutual Funds

They are also a time-tested investment option that you can consider when thinking about investing. This is also an indirect form of buying stocks and bonds. But it is done by the mutual fund investment companies on your behalf. They are less risky than the other investment options. However, no one can guarantee a 100% gain.

Real Estate

It is a very good investment option. The price and necessity of a space to live will never decrease. So, if you are planning to invest, then you can buy a home. Its price will soar unless there is some kind of a catastrophe. You can rent the place to a suitable tenant and realize the amount of money that you spent. But, not all can invest in real estate because to begin with they are expensive and it has to be a lump sum investment. Also, you have to maintain it and pay the taxes. So, you will have to spend quite a good lot of money before the gains begin to pour in.

Foreign Currency

This is an investment option that is has come into vogue only recently. Buying foreign currency is a very good investment option. You can sell them when their value increases. Buying dollars have been in fashion for a long time. Now, the new entrant is dinar. They are not very pricey at the moment. But the financial experts have predicted a rise in their value soon. So, if you want to invest in a long term investment plan, then the dinar investment is a good option.


Investing in annuities are a good options especially for the retirees. There are several kinds of annuities in which you can invest. They are life annuity, income annuity, deferred annuity and immediate annuity. No matter what the annuity scheme is, the basic idea is the same. You have to pay an immediate amount of money to the annuity provider and they will make monthly payments to you against it.

In all these cases, you have to take the risks that come with it. You have to keep in mind that the amount of money that you have invested might all be lost. Therefore, it is not very wise to invest all the hard cash that you have. You should keep some money near at hand for any emergency.